Access Bank Plc is inviting applications for the role of Relationship Manager in the Commercial Banking Division. The bank operates across multiple African countries and the United Kingdom, with a strong presence in major cities across Nigeria. The institution is known for its focus on strong corporate governance, ethical banking practices, and professional service delivery.
This role is ideal for experienced banking professionals who can build strong client relationships, deliver tailored financial solutions, and contribute to the bank’s commercial banking growth.
Job Details
Location: Lagos, Nigeria
Job Type: Full-time
Role Overview
The Relationship Manager will be responsible for managing and expanding customer relationships within the commercial banking segment. The role focuses on delivering value-driven financial services while maintaining strong risk management practices.
Successful candidates will work closely with clients to understand their financial needs, structure appropriate credit solutions, and ensure long-term customer satisfaction and profitability for the bank.
Key Responsibilities
- Identify and market banking products to prospective customers through planned marketing activities.
- Build and maintain strong relationships with both new and existing clients.
- Plan and report marketing calls and business development activities.
- Structure credit facilities to meet customer needs and prepare credit proposals for review.
- Monitor customer compliance with credit agreements and manage loan recovery processes when necessary.
- Present and defend credit proposals before the bank’s Credit Committee.
- Provide on-the-job training and mentorship to Account Officers.
- Negotiate foreign exchange and credit rates within approved limits to maximize profitability.
- Track the performance of the banking unit against monthly, quarterly, and annual targets.
- Prepare the unit’s annual budget and contribute to group financial planning.
- Compile and present the Monthly Profitability Report for management review.
- Evaluate the performance of supervised Account Officers.
- Prepare periodic reports for regional leadership and support strategic planning activities.
Requirements
- A Bachelor’s degree in any discipline.
- A Master’s degree or relevant professional certification will be considered an advantage.
- Minimum of five years of banking experience, with at least two to three years in a supervisory or team leadership role.
- Strong analytical and decision-making abilities.
- Excellent attention to detail and strong client relationship management skills.
- Strong verbal and written communication abilities.
- Professional attitude and ability to manage multiple client requests effectively.
- Knowledge of treasury services products is an added advantage.
- Experience in credit analysis, financial accounting, commercial lending, and loan structuring.
- Understanding of credit approval processes and ability to work with business and risk teams on credit requests.
Benefits
- Competitive compensation aligned with global banking standards.
- Opportunities for career growth and professional advancement.
- Performance-based recognition and reward system.
- Access to structured training and development programs.
Application Deadline
Not specified.
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